Don't let DEBT take

control of your LIFE

We can help you correct your past mistakes, take control of your present, and make plans for a bright future.

Financial Coaching

A Dave Ramsey trained Master Financial Coach will guide you through the process.

How We Improve Your Credit

We following ethical and legal guidelines by enforcing the Fair Credit Reporting Act.

Debt Snowball and Error Disputing

We follow and integrated system that helps you get out of debt and understand budgeting, while fixing errors on your credit reports.

We Understand Some People Still Need to Have a Credit Score

Clean up your past
Track your present
Change your future

Once you reach financial independence you may not need a credit score, but many of the military people we work with need a credit score to maintain a security clearance or rent a home. We help you raise your score and reduce debt.

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580-669

Fair

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670-739

Good

740-799

Very Good

Best for the Military!

Dan took the time to make sure I understood the principles and the baby steps. He walked me through the Debt Snowball and made sure we had a budget we could actually live with. He helped us change our lives!

B. and L.

Chesapeake, Virginia

Very Impressive

As a business owner or manager, the decision to opt for offshore software development can be difficult. As anyone who has experience knows, there are advantages and disadvantages to outsourcing software development.

Hugh Craigson

Proud owner of Afterglow

Our clients love it!

As a business owner or manager, the decision to opt for offshore software development can be difficult. As anyone who has experience knows, there are advantages and disadvantages to outsourcing software development.

Miranda Sentry

Proud owner of Afterglow

Always responsive

As a business owner or manager, the decision to opt for offshore software development can be difficult. As anyone who has experience knows, there are advantages and disadvantages to outsourcing software development.

Gary Peterson

Proud owner of Afterglow

Benefits for You

Client Portal to Track Results

Easy access to your account 24/7 for live status updates on improvements on your credit reports and scores.​

More than Just a Credit Fixer

We're a nonprofit, so our goal is to change your future. We want you to experience financial peace - to live without debt, not to get deeper in debt.

Get started today.

Easy to start, you apply for a copy of your credit report. We discuss it with you. Enter your email below to get started:

Risk free · Easy setup · Cancel any time

Operation Care, Inc. / © 2020 / A 501(c)(3) Organization